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Silobank is a financial technology platform providing access to digital payments, merchant services, and commerce infrastructure through licensed partners.

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Regulatory Disclosure: SiloBank is a financial technology platform operated by Silo Merchant Services. Money transmission services are provided by SBCF, a licensed Money Services Business (MSB) in the State of Mississippi. View Full Disclosures

Money transmission services are provided by SBCF, a licensed Money Services Business in the State of Mississippi. Licensing coverage is limited to jurisdictions where SBCF is authorized to operate. Services may not be available in all states or territories.

Users are responsible for ensuring compliance with local laws and regulations applicable to their use of the platform.

Merchant processing, payment facilitation, and settlement services on the SiloBank platform are powered by Silo Merchant Services in partnership with SBCF. SBCF acts as the licensed financial entity responsible for money transmission and regulatory compliance. Silo Merchant Services provides technology, software, and operational support only.

SiloBank is a financial technology platform operated by Silo Merchant Services. Money transmission services are provided by SBCF, a licensed Money Services Business (MSB) in the State of Mississippi.

Silo Merchant Services is not a bank and does not hold customer funds. All regulated financial services, including money transmission and settlement, are performed by SBCF in accordance with applicable state and federal laws.

Banking services, where applicable, are provided by partner financial institutions. Funds may be held in custodial or pooled accounts at FDIC-insured partner banks, subject to applicable coverage limits and conditions.

Use of the SiloBank platform is subject to all applicable terms, compliance requirements, and regulatory approvals.

All merchants are subject to underwriting, Know Your Business (KYB), Anti-Money Laundering (AML), and compliance review prior to activation.

Settlement timelines, processing limits, and account functionality may vary based on risk profile, transaction activity, and regulatory requirements.

Licensing information for SBCF and its authorized jurisdictions will be made available upon request or published within the platform as required by law.

Transactions processed through the SiloBank platform may be subject to delays, reversals, or holds based on risk monitoring, fraud prevention measures, or regulatory requirements.

Silo Merchant Services and SBCF are not liable for losses resulting from unauthorized use, third-party actions, or failure to comply with platform policies.

Silo Merchant Services operates as a technology provider facilitating access to payment infrastructure, merchant tools, and financial services through licensed partners.

Silo Merchant Services does not provide banking, lending, or custodial financial services directly.

The SiloBank platform provides access to financial technology tools and merchant services infrastructure.

Silo Merchant Services does not guarantee revenue, business performance, or financial outcomes for any user, merchant, or partner.

Success on the platform depends on individual business practices, market conditions, and user execution.

Participation in the platform constitutes acceptance of all applicable terms, policies, and compliance requirements.

All users and merchants are subject to identity verification and compliance screening in accordance with applicable Anti-Money Laundering (AML), Know Your Customer (KYC), and Know Your Business (KYB) regulations.

Silo Merchant Services and SBCF reserve the right to delay, restrict, or terminate services based on compliance findings, risk assessments, or regulatory obligations.

© 2026 SiloBank, Silo Merchant Services, and SBCF. All rights reserved.